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Politicians have been lying about Medicare

This is in reply to the Jan. 4 letter to the editor, “Thanks to ‘our wonderful’ Obama.” A reader thanked the President for an increased Medicare check she recently received.

Here’s the thing: The money didn’t come from Obama. As my parents taught me, money doesn’t grow on trees. All money in the government treasury comes from taxing, and borrowing against future taxes.

Ms. Zeldin, decades ago, before I was old enough to work, politicians told you a lie. They said that if you would just pay your Medicare taxes into the system, they’d pay you back when you got older.

You were told that if you would just accept the additional taxation, you wouldn’t have to pay for your own medical care in retirement.

It was a scam, a Ponzi scheme. They took the money and ran. Now you’re being paid back, not with your own tax money, but with mine.

Now, that’s bad enough. I understand — my own mother-in-law is facing expenses that she can’t cover in her own retirement.

I am willing to make personal sacrifices and pay for her retirement, and my own, if that means that my daughter (now 4 months old) won’t have to pay for mine.

I don’t expect that the money I pay into Medicare now will be there when I retire.

But it’s bad enough that I have to pay for the failed promises that were made when you were paying into “the system.” Now, Obama is promising you more on top of what you were already promised.

There is no way your additional benefits now could have been paid for by what you contributed in the past.

You’re thanking the thief who has taken from my wallet and put some of the money into your own. Pardon me if I don’t share your appreciation.

Danny Dolan

Peachtree City, Ga.

Location: 

Comments

Great letter describing the Ponzi scheme that government runs on American citizens. It's long past time to take back our country from these crooked politicians that are selling worthless pixie dust.

Fred

I don't know how you would handle the situation!

Are you saying that ever since Medicare became law that retired people on Medicare haven't been taken care of for their health needs by most doctors and hospitals?
If you are, you simply don't know what you are talking about.

As to the future, the new health care bill will reduce overall health expenses to the point where it will be reasonable enough to continue such health care as the retired now get, or better.
Without that law the health expenses would soon become overwhelming. Costs have been rising at over 10% every year and have become 20% of our entire economy.

Who in their right mind thinks that the average American citizen can pay $20,000 per year for health coverage that currently is the total cost. Also industry is dropping their share of the cost as rapidly as they can.

Exactly what is your solution? Do without?

As M. King says, I suppose this is another "turd in the punch bowl!"
I think he has free health care!

What part of "insolvent" do you not understand? The government squandered the payments that we made into the system, just like they squandered the Social Security funds.

PTC Observer's picture

There you go again confusing people the reality. Don't forget under the new law, expanded Mediaid also is mandated to be funded by states in a big way, you know, states like California. Sure, right.

Government is so inept it can't even collect taxes right........it's pathetic.

Now we have them "overseeing" our health care, and if we don't like it they will send an IRS agent to your home to make certain that we do like it.

Gort's picture

PTC_0, this statement took me by surprise!

[quote] Government is so inept it can't even collect taxes right........[/quote]

For years, all I ever heard was, this was the only thing government could do! 8 - )

Remember: If you think Social Security and Medicare are worth saving, vote Democratic.

[quote=roundabout]I don't know how you would handle the situation!

Are you saying that ever since Medicare became law that retired people on Medicare haven't been taken care of for their health needs by most doctors and hospitals?
If you are, you simply don't know what you are talking about.
[/quote]

My point here isn't about availability of health care. America's is the finest in the world. My point is the economics, how we pay for it. I humbly suggest that there are ways other than Medicare.

[quote=roundabout]As to the future, the new health care bill will reduce overall health expenses to the point where it will be reasonable enough to continue such health care as the retired now get, or better.[/quote]

I don't believe that this bill will actually reduce expenses. If anything, expenses will go up. My job is in the field of healthcare payment data processing, I know what I'm talking about here.

There are three ways to actually reduce expenses. The first would be to increase supply, and improve consumer choice; under the new bill, several new hospitals across the country are on the chopping block because it is now illegal to open a hospital that is owned and managed by the doctors who work there, this would be a decrease of supply. In addition, there are a number of new government panels and boards to take choice out of the hands of the consumer.

The second would be to reduce overhead; All of those new government panels and boards have to be paid for somehow. That's more overhead cost, not less.

The third would be to cut down on the use of services. Obama's Medicare czar has gone on the record as saying that he does favor rationing of services, ala Britain and Canada. But if I'm a retiree, that's not a solution I want.

[quote=roundabout]Exactly what is your solution? Do without?[/quote]

Glad you asked. My solution is, power to the people.

First, we need to improve consumer choice. Get those hospitals built. Have you been to the Minute Clinic at the CVS? The service is good, affordable, and the prices for common services are posted out front. Give patients/customers the ability to make their own decisions to balance quality and cost in their own basic health care.

Then, we need to improve the availability of Health Savings Accounts. Give people the power and incentive to save for their own health care, and reduce need for Medicare.

The last part is the one that will cause screaming and hair-pulling. After we've given people the means to prepare for their own retirements, and the freedom to make choices about their health care, we need to recognize that anyone still dependent on the government program is a charity case. Charity cases are always helped better by local, private charity than by a financially insolvent government program. We need to phase Medicare out of existence, and start local, private programs that are financed by voluntary donation. There's a hospice down in Columbus, GA that provided wonderful in-home care to my grandfather at the end of his life, completely funded by private donation, and they didn't charge us a dime. It was care provided out of love. That's the sort of model we need.

All of what you mention now exist somewhere, but not most places---and won't.
With the current system increasing in cost until it is now 20-25% of our economy, and soon will be 40%, how is that cheaper?

"Power to the people! No solution!

More Hospitals? Raises costs since every one built costs zillions.

We will have triage centers in each neighborhood under the new bill.
Except for trauma cases you will be required to go there first for guidance.

I'm sorry but expecting millions who make $40K per year or less to save enough for their old age is stupid thinking. They can't even afford a house and car.

[quote=roundabout]We will have triage centers in each neighborhood under the new bill. Except for trauma cases you will be required to go there first for guidance.[/quote]
What if I'm not satisfied with the service at my local triage center? I'm still required to go there? Or, what if I know that my condition needs a specialist, like a podiatrist or something else? I can't refer myself to a specialist of my own choosing? Government-appointed, government-paid doctors have a monopoly on my health? That scares me! Talk about Orwellian!

I'd rather have those drugstore Minute Clinics I was talking about. Prices posted out front. I decide whether or not it's worth paying, or if I should keep shopping around. I know of at least five or six drugstores in easy driving distance of where I live, and I'm not "required" to go to any of them.

[quote=roundabout]I'm sorry but expecting millions who make $40K per year or less to save enough for their old age is stupid thinking. They can't even afford a house and car.[/quote]
I think you expect far too little of people. Start with low expectations, you'll get poor results. I've been saving for my own retirement since before I graduated from college, before I had a car and a house. When I was still in high school and working part time for gas money, my parents taught me, save for my retirement or work until I die. I didn't like the sound of the second option. It doesn't take much, just a few dollars every month, putting it away before it's missed.

Well I am glad for you that you have at least 2-3 million socked away to pay for your living maybe 30 years beyond retirement.

That would then pay your 20,000 dollars per year for your health insurance, substitute for SS, which you also don't want, pay your taxes, educate your children through college.

Did your parents bail you out?

Observerofu's picture

at least the personal responsibility part of it. We have now raised whole generations on the thought that Government is there to HELP us. Government has become "The New NANNY" to Americans.

Excellent letter and excellent response.

"Neither the wisest constitution nor the wisest laws will secure the liberty and happiness of a people whose manners are universally corrupt"
-Samuel Adams
Illegitimi non carborundum

Gort's picture

OofU, back in the day, when you voted for Jimmie Carter, did you drive a Camaro, a conversion van, or one of them hippie Volkswagen minibus’s?

Remember: If you think Social Security and Medicare are worth saving, vote Democratic.

Observerofu's picture

Man I could drive all week on $5 bucks.

Can't do that now.

"Neither the wisest constitution nor the wisest laws will secure the liberty and happiness of a people whose manners are universally corrupt"
-Samuel Adams
Illegitimi non carborundum

Gort's picture

OofU, a VW bug! Ah, a frugal man with an appreciation for efficiency! Now that is impressive.

You’re right when you say, “Can’t do that now.” The days of “drain America first” energy policy are pretty much over.

Do you notice how many of the new cars are about the same size and weight as a VW bug?

Remember: If you think Social Security and Medicare are worth saving, vote Democratic.

Observerofu's picture

I currently own a Nissan Leaf. I live 56 miles from my office and I can get there on one charge. Plug it in and when I leave no problems getting home.

I would rather we used our own resources. I be danged if I am going to give more to OPEC then I have to.

"Neither the wisest constitution nor the wisest laws will secure the liberty and happiness of a people whose manners are universally corrupt"
-Samuel Adams
Illegitimi non carborundum

Gort's picture

OofU, you do know that your VW was originally designed by ‘socialist’ and the plastic parts in your Nissan Leaf are probably made from OPEC oil, don’t you?

Remember: If you think Social Security and Medicare are worth saving, vote Democratic.

kevink's picture

When did the "Nanny" nation start? Should you and I go kick Afghanistani arses on our own, and not rely on the nanny to do it for us?

Vote Mytmite in 2012!

Observerofu's picture

was enacted. A Social net provided by the Government.

"Neither the wisest constitution nor the wisest laws will secure the liberty and happiness of a people whose manners are universally corrupt"
-Samuel Adams
Illegitimi non carborundum

And that is why you should dedicate your life to removing the socialist stain of social security from our lives.

Sooner or later all must realize that ideological purity trumps providing the elderly with a minimum level of guaranteed subsistence.

Ayn Rand herself said Social Security is immoral!

Declare jihad on the evil AARP!

And good luck to you stormin' the castle!

Observerofu's picture

Obviously not since you can still type.

btw- I choose option #2

"Neither the wisest constitution nor the wisest laws will secure the liberty and happiness of a people whose manners are universally corrupt"
-Samuel Adams
Illegitimi non carborundum

Why would I want to do that? I have standards.

Nice passive-aggressive post on your part, though. Your mother would be proud.

So what's the New York Times telling the voices in your head this morning?

Observerofu's picture

when exposed. Be careful whom you call for a face to face. You might not like what you get.

"Neither the wisest constitution nor the wisest laws will secure the liberty and happiness of a people whose manners are universally corrupt"
-Samuel Adams
Illegitimi non carborundum

I'll pray for you.

Observerofu's picture

*

"Neither the wisest constitution nor the wisest laws will secure the liberty and happiness of a people whose manners are universally corrupt"
-Samuel Adams
Illegitimi non carborundum

Robert W. Morgan's picture

I believe the Nanny state first emerged with the 3 biggest (or at least the earliest) mistakes of the previous century - all done with Constitutional Amendments - all championed by the Progressives and other meddling do-gooders.
Taking away the state government's right to appoint US Senators.
Allowing women the right to vote.
Prohibition.

All 3 departed from the founding father's intent. Prohibition was a huge mistake that was corrected a decade of proof that government can't control behavior, although there have been plenty of people in government since then that didn't learn that lesson. The first 2 however, set the stage for federal government growth and more creative ways to interpret the Constitution. Highly unlikely that FDR an LBJ would have gotten their social engineering programs through the Senate if the Senators at the time were more beholding to their state legislatures, instead of a 2 gender group of voters.

I'm not saying women don't deserve the right to vote, so save that outrage - I am simply saying those 3 Constitutional Amendments changed things. It would be interesting for Harry Turtledove to take on a revisionist novel of the 20th century that assumed these 3 amendments never happened.

Live free or die!

[quote=Robert W. Morgan]Allowing women the right to vote "departed from the founding father's <em>(sic)</em> intent".[/quote]

I urge you and all your friends to declare jihad and work tirelessly to repeal the 19th Amendment. Keep women safe and barefoot and pregnant and in the kitchen!

Good luck stormin' the castle, boys!

The Wedge's picture

[quote=Chris P. Bacon][quote=Robert W. Morgan]Allowing women the right to vote "departed from the founding father's <em>(sic)</em> intent".[/quote]

I urge you and all your friends to declare jihad and work tirelessly to repeal the 19th Amendment. Keep women safe and barefoot and pregnant and in the kitchen![/quote]

His intellectual and moral vacuousness. Other readers please read the posting above again and see if what Bacon states is what the orginal poster states. Once again, Bacon shows his "Westboro Baptist" ways when he states "God will not be mocked" and stating that diseases are a result of bad behavior that is judged. Please wax poetically about AIDS then, you twit.

hutch866's picture

Shows his "standards" doesn't it.

I yam what I yam

Standards are good.

What a rambling, incoherent post, even by the low standard we hold you to.

You seem very angry this morning, lashing out indiscriminately.

Everything okay at home?

I think I concisely and accurately represented Morgan's specious post. I noticed that you couldn't identify anything specific that you didn't like about my post, so you put the onus on others to do your thinking for you.

That's an excellent way to outsource the heavy lifting of 'independent thought'....just say 'here is a post I want others to criticize, I don't know exactly what I don't like about it so please help me find something wrong with it!'

Observerofu's picture

First he either takes you out of context,directly misquotes or infers meaning not implied by the poster then runs around on multiple threads claiming you said it.

He is not an honest poster nor does he want a debate on ideas. He simply wants to argue, claim you lied then move on feeling morally superior.

"Neither the wisest constitution nor the wisest laws will secure the liberty and happiness of a people whose manners are universally corrupt"
-Samuel Adams
Illegitimi non carborundum

Morgan is of the opinion that allowing women to vote was contrary to the intent of the Founding Fathers.

As such, I urged him to gather his friends and work to repeal the 19th amendment (that's the one that gives women the right to vote, btw)

How is that "misquoting"? You're making that up.

Speaking of misquoting, what have the voices in your head told you that the New York Times said today? How about Reuters?

Observerofu's picture

You might get it Bacon at some point.

"Neither the wisest constitution nor the wisest laws will secure the liberty and happiness of a people whose manners are universally corrupt"
-Samuel Adams
Illegitimi non carborundum

Following me around like a puppy.

Git Real's picture

[quote=Chris P. Bacon]what have the voices in your head told you that the New York Times said today? How about Reuters?[/quote]

Here is what my eyes showed me that was in the New York Times today.

<a href="http://www.nytimes.com/2011/01/16/us/16loughner.html?_r=3&adxnnl=1&pagew... BJ Sniffles /Basmati / Bacon's Mug-Shot Grin..... I mean Jared Loughner's Mug-Shot Grin</a>

<strong>His anger would well up at the sight of President George W. Bush...</strong>

Hmmmm... reading this article I see a lot similarities between B.J. Bacon and the librul mass murderer in Arizona. Or was it B.J. in the audience the other day at that press conference yelling out YOU'RE DEAD? Just askin'.... Perhaps ole Bacon Sniffles should be put on Watch List of some sort.

Look guys... Consider the source of the extremely angry and hate-filled blogger. Reliable sources familiar with this character testify that he is is resentful of his less-than-mediocre career and the fact that he is viewed as a cowardly blow hard. Poor dude hates the world and hates his life.... Just like the rest of those Main Stream libruls out there. Anyways.... great keeping up with some of ya!

Another time.... Git

<em><strong>Stupid can't be fixed. We can only vote him out</strong></em>

Wow, first a Kevin King sighting and now Git Real descends from Mount Olympus to share his wisdom with us!

Hope you're doing well, Git!

I'm doing very well here...have you noticed the exponential increase in the howling of the right wingers here? It would appear that a great number of them have no trouble dishin' it out....but takin' it? That's an altogether different story!

Between AtHomeGym lecturing us on the righteousness of "anything goes", and the conservative line-in-the-sand of "Words don't hurt, unless they're directed at Sarah Palin", things have certainly changed around here! Not sure if it's for the better, though...I suppose time will tell.

I had to laugh, though, I invoke the name of grubby Herman Cain and you show up like clockwork. Not unlike that old "Beetlejuice" movie!

Hope you stick around. The current caliber of self-described conservatives here just don't seem to be able to articulate a clear conservative vision. These guys NEED you.

Git Real's picture

[quote=Chris P. Bacon]Wow, first a Kevin King sighting and now Git Real descends from Mount Olympus to share his wisdom with us![/quote]

Hey Hack!!! Hope it is all going well for ya! Waiting to bump into you on a flight sometime. I'm always lookin' fer Captain King. Hutch said he had a great visit with you. Cheers!!!!!!!!!!

<em><strong>Stupid can't be fixed. We can only vote him out</strong></em>

Welcome back, ol' buddy! Great to have you back. Mind your p's and q's now and I won't have to turn you in to the blog police.

kevink's picture

tax free income ;-)

Vote Mytmite in 2012!

kevink's picture

You still return to the same arguments with different names. The reason I was motivated to dign on was the publishing of a letter-writer's mortgage info by someone who will remain nameless. Shameless act of prying into someone's personal info, but by the time I got through the approval process, that thread was way way down stream. Glad to see you extending olive branches to the conservative side of the aisle. It helps if you remove the grenades from the branch though :-). Civility, I think, died with turn signal use. But I have a dream that TUG will follow GIT and my lead, show back up, and spread some love and understanding on these boards.

Cheers

Vote Mytmite in 2012!

kevink's picture

"Poor dude hates the world and hates his life.... Just like the rest of those Main Stream libruls out there."

Um, Git, when you hear someone, these days, saying they are unhappy with their country; that their country "use to be great;" That our country is in a "dangerous place," "headed towards ruin," "A shell of what it once was," do those folks tend to be "libruls?" I'm just saying, no need to project here. Just read up and down this thread and I believe you will be reminded of just how happy "conservatives*" TM are.

Give my best to the kids, the Okies, and the missus

Vote Mytmite in 2012!

Observerofu's picture

When Government wants to direct the masses a little entitlement that ensnares them works wonders.

"Neither the wisest constitution nor the wisest laws will secure the liberty and happiness of a people whose manners are universally corrupt"
-Samuel Adams
Illegitimi non carborundum

kevink's picture

Now this whole tsunami movement called the Tea Party has been about folks taking their government back. Now, you are suggesting that us lowly citizens should not have the ability to elect the senators we want? the government that does nothing well should take the ability to vote for our senators from us? What conservative principles are in play here mate?

Vote Mytmite in 2012!

Robert W. Morgan's picture

These were changes that were foisted upon us 100 years ago and those changes have paved the way for the nanny state that we have become and allowed FDR and LBJ and others to get the big nose of government into what I always considered our private lives. It is called social engineering and it is wrong.

I suspect (but don't really know) that if Senators were selected by the state legislatures as the founders specified, that Georgia would certainly have Johnny Isakson or someone very much like him. More to the point, Senators from other states who are on personal ego trips or view the Senate as a career that would not be selected by their legislators would be people with names like Kerry, Dodd, Boxer, Schumer, Biden and dare I say it - Obama. We would still have special interest Senators like Kennedy and Byrd. But without the flakes that get elected by the people, the Senate would be a more serious deliberative body - just as the founders wanted.

Live free or die!

There has to be a convenient way to "boot" the bastards often.

Somebody on here wished we still had the Shah of Iran in Iran!

Even the Catholics have to wait for the Pope to die! You won't see a young Pope.

Can we get an exact quote on the "Shah Of Iran" post you allude to?

No matter how much "deniability" you allowed in your comment, you said it caused an Islamic revolution! The Shaw was a despot!

hutch866's picture

I'll help you out here since your reading comprehension seems to be lacking.
[quote=AtHomeGym]I'd much rather see a book about what our world would look like now if the US Govt had supported the Shah of Iran in 1979 and prevented the Islamic Revolution.[/quote]

As you can see, that's not what he said at all. You and Bacon both seem to have a problem with accuracy, or maybe honesty.

I yam what I yam

How about having a problem with both! Regretfully, pointing it out will fall on blind eyes & deaf ears. Hey, you see my solution for the Pig guy--I just ignore his posts--totally. To me, he just doesn't exist.

kevink's picture

I've seen the types of people you are willing to meet with in public. Completely blows your credibility :-D. Love you brother. Hopefully we can get an "ident" out of Carbonunit, Nuke, Cyclist, TUG, TUG, and maybe TUG. Some things never change on this here rag, do they? But I promise to play nice. Would I lie?

Cheers

Vote Mytmite in 2012!

carbonunit52's picture

All I can do is quote Groucho Marx on this subject: "I don't care to belong to a club that accepts people like me as members".

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