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Rep. Ramsey of PTC introduces bill allowing out-of-state health insurance options

Georgia House Majority Caucus Vice-Chairman Matt Ramsey (R-Peachtree City) on Thursday introduced House Bill 47 aimed at providing Georgians with additional health insurance options.

Ramsey said that HB 47 would allow insurance companies licensed in Georgia to sell health insurance products that are approved for sale in other states.

“We are convinced that the best way to provide Georgians with more affordable and varied health insurance options is to unlock the forces of the free market and put more power in the hands of the health insurance buying consumer,” said Ramsey.

“In light of the Obama administration’s imposition of a mandate to buy health insurance on every single American through his healthcare reform package, it is absolutely critical that we break down the barriers to competition in the health insurance marketplace in Georgia.”

Ramsey said similar legislation was passed by the House in 2010 but was not approved by the Georgia Senate.

Joining Ramsey in introducing the measure were House Insurance Committee Chairman John Meadows (R-Calhoun), House Retirement Committee Chairman Howard Maxwell (R-Dallas), House Majority Whip Edward Lindsey (R-Atlanta), House Majority Caucus Chairman Donna Sheldon (R-Dacula), House Majority Caucus Secretary/Treasurer Allen Peake (R-Macon) and more than a dozen other majority caucus representatives.

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Cyclist's picture

The Georgia legislature has improved their website. It's a little more user friendly IMO.

http://www.legis.ga.gov/en-US/default.aspx

Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.

I am not totally familiar with why we must buy "in state."

What is the purpose of that? So states must help with their citizens, maybe, so Washington doesn't have to?

Robert W. Morgan's picture

I do think this makes perfect sense amd I wonder how anyone is going to come up with an opposing point of view. I guess the wealth-envy lobby will say that it enriches the insurance comanies, but how can increased competition do that? The Obama zombies that are left might say that we dumb old Georgians have no right to tinker with the great one's plan to get everyone free health care (unless you have a job, then you have to pay for it), but here again more choices and competition does not disrupt even that questionable goal.

Of course the hidden agenda - for everyone to be dependent on the government for health care would be stalled by free-market competition, but those that advocate that really can't come out and say that - can they?

Gonna take some real creativity to derail this one.
Thanks Matt for the forward thinking.

Live free or die!

Here’s what is interesting about this proposed legislation.

Our Georgia legislature has in past years made laws about the content and wording of insurance policies that may be sold in the state. For insurance policies approved in a state other than Georgia, all these Georgia laws would become meaningless, and the laws of the other state would form the basis of what’s in the insurance policies.

We, the people of Georgia, have an insurance commissioner whom we elect every four years and whose job it is to review and approve the content and wording (and to some extent the pricing) of insurance policies to make sure they comply with our Georgia law and protect our interests. This proposed legislation would essentially strip the insurance commissioner of his/her power to protect us as consumers, and in fact can be seen as undermining the parts of our Georgia Constitution which deal with his office as a constitutional officer.

Moreover, if a Georgia resident is empowered to buy a health insurance policy approved in another state, what’s to keep him from buying an automobile insurance policy approved in another state? Are we not inviting chaos in the state regulation of insurance if Rep. Ramsey’s proposal is adopted?

This is worth thinking about.

911inside's picture

Claude I appreciate your taking the time to give your opinion. However, I must tell you that over Oxendine's extremely long tenure, he did ABSOLUTELY NOTHING to protect the consumer. Legislators weren't any better. For the last 8 years in Georgia, insurance laws of all categories were written to protect the insurance companies and that information came straight from Oxendine's own office while he was still ruling. I will not give out the name of the person in his office who told me this as she may still have her position. She was as helpful to me as she could be.

Most legislators are aware that some of us are not going to take our eyes off of what they are doing at the capitol and this will result in more legislation being passed for WE THE PEOPLE.

911inside

you mean i might have to do my own legwork in researching insurance companies before deciding where to dump my money?! *shudder*

911inside's picture

Thanks to Matt Ramsey and to God for this legislation. Now if we can get the illegal aliens to leave, we can get a job to pay for insurance.

911inside

Peachtree City Police Seek Missing Man
Updated: Monday, 17 Jan 2011, 7:12 AM EST
Published : Monday, 17 Jan 2011, 5:41 AM EST

By MYFOXATLANTA STAFF/myfoxatlanta

PEACHTREE CITY, Ga. - Peachtree City police are asking for help in finding an elderly man missing since Saturday night.

Police say 83-year old Donald Lee Ethier was last seen at Pascal's Bistro on Commerce Drive in Peachtree City.

Ethier has difficulty hearing and wears a hearing aid in each ear. He is 5 foot 8 and 170 pounds.

Police believe he was driving either a blue or green 2011 Honda Accord.

Anyone with information on the case is urged to call 911 or the Peachtree City Police Department at 770.461.4357

late, even tho' several alter egos have been around. Hope whoever it is is found in good health.

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